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  • Free Reverse Mortgage Booklet for Homeowners 62 and Older

  • What’s Inside the Reverse Mortgage Booklet

    Our free reverse mortgage booklet is designed to help homeowners age 62 and older understand how reverse mortgages work — in plain, easy-to-understand language. It provides clear explanations, real-world examples, and answers to the most common questions seniors and their families ask.

    • How reverse mortgages work: A step-by-step overview of how homeowners access equity without monthly mortgage payments.
    • Eligibility requirements: Age, property types, occupancy rules, and financial obligations you must maintain.
    • Types of reverse mortgages: FHA-insured HECM loans, jumbo reverse mortgages, and how each option differs.
    • Payout options explained: Lump sum, line of credit, monthly payments, and combinations of these options.
    • Costs and fees: Closing costs, interest, mortgage insurance, and how loan balances grow over time.
    • Safeguards and protections: Non-recourse protection, counseling requirements, and borrower responsibilities.
    • What happens over time: How repayment works, what happens if you sell, move, or pass away.
    • Common myths and misconceptions: Clear answers to the most misunderstood aspects of reverse mortgages.

    This booklet is purely educational and provided at no cost or obligation. It’s a helpful starting point for anyone considering whether a reverse mortgage fits into their retirement plan.

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