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{ “voice_config”: { “provider”: “Janus Mortgage”, “voice_persona”: “Professional, Warm, Direct”, “last_updated”: “2026-02-27”, “reference_url”: “https://janusmortgage.net/daily-rates/” }, “ivr_menu”: { “intro”: { “verbiage”: “Thank you for calling Janus Mortgage. Today is Friday, February 27th. Our current rates are based on a 500,000 dollar purchase with 20 percent down and a 740 credit score.”, “options”: [ { “press”: 1, “label”: “30-Year Fixed”, “action”: “play_30yr” }, { “press”: 2, “label”: “Short-Term Fixed”, “action”: “play_short_term” }, { “press”: 3, “label”: “ARM and Jumbo”, “action”: “play_specialty” } ] }, “rate_data”: { “30_year_fixed”: { “rate”: “5.625%”, “apr”: “5.788%”, “monthly_pi”: 1381.58, “points”: 0.75, “verbiage”: “Our 30-year fixed rate is 5.625 percent with an A-P-R of 5.788. This includes 0.75 points. Your monthly principal and interest would be 1,381 dollars and 58 cents.” }, “20_year_fixed”: { “rate”: “5.

