• Our Rates | Janus Mortgage | Your Local Mortgage Lender

    As of August 23, 2025

  • Not Ready to Apply? Give Us the Basics and We Will Call to Go Over Your Custom Solution

    Send 

  • 30 Year Conforming Fixed

    6.375%

    APR 6.814%

  • 15 Year Conforming Fixed

    6.125%

    APR 6.367%

  • 30 Year FHA/VA Fixed

    5.25%

    APR 5.921%

  • 15 Year FHA/VA Fixed

    4.875%

    APR 5.269%

  • 30 Year High Balance (Jumbo) Fixed

    6.75%

    APR 7.551%

  • 15 Year High Balance (Jumbo) Fixed

    6.75%

    APR 7.285%

  • Our rates are updated weekly, you must call to get current rates.  Rates are quoted for the following:  (1) 45 day lock (2) 700 Mid-FICO score (3) 20% down for purchases and 20% equity for refinances (no cash out) (4) No prior credit event, BK, foreclosure, etc.  Not all borrowers will qualify and your situation may differ.  Maximum loan amount for (1) Conventional loans:  $510,400  (2) FHA/VA:  $510,400  (3) High Balance (Jumbo) $925,000.