A jumbo loan is just what it sounds like—a large Home Loan. A jumbo loan can also be referred to as a non-conforming mortgage because it doesn’t conform to the loan limits created by Congress via the Federal Home Loan Mortgage Corporation (sometimes referred to as Freddie Mac) and the Federal National Mortgage Association (FNMA, sometimes referred to as Fannie Mae). These government-sponsored enterprises are privately owned companies that receive support from the federal government to help make sure that the mortgage market remains stable and affordable. Jumbo loans do not conform to the guidelines created by these organizations because they exceed the established loan limits. Therefore, a jumbo loan is typically used when you need a loan larger than the conforming loan limit where you live. In San Diego County, jumbo loans begin above $690,000. Janus Mortgage offers financing for jumbo loan amounts up to $3 million for qualified buyers.
If you’re dreaming big for your next home, a 30-Year Fixed Jumbo Home Loan from Janus Mortgage can help make your dream home a reality.
A 30-year fixed mortgage rate allows you to stick to your monthly budget, meaning that for the life of the loan, there will be no surprises or increases when it comes to your interest rate, so you can focus on how to make your house truly yours. Just remember that we’re flexible as well—as long as you continue to make your monthly payment on time and can budget paying a little more. Plus, there are no pre-payment penalties!
Your Janus Mortgage Jumbo Loan can be used to either purchase or refinance your home from another lender. And whether you’re planning on living downtown or in the country, Janus Mortgage will be by your side to help you with the home-buying process. Our low down payment options help make it easy for you to get approved and be one step closer to the home of your dreams.
Applying For A Jumbo Home Loan
Applying for a Janus Mortgage Jumbo Home Loan is simple. Click our "Apply" button above to schedule to apply online or call us today at the number listed above. We look forward to making your home-buying dreams become a memorable experience with our Janus Mortgage Jumbo Home Loan.
Janus Mortgage Corporation is a mortgage broker licensed in the State of California, under the auspices of the California Bureau of Real Estate license number 02038085 and the National Mortgage License Registry NMLS Number 1690954, . All offers for loan programs are made for loans on California properties only.