• This Privacy Policy governs the manner in which Janus Mortgage collects, uses, 
    maintains and discloses information collected from users (each, a "User") of the 
    janusmortgage.net website ("Site"). This privacy policy applies to the Site 
    and all products and services offered by Janus Mortgage.

    Personal identification information

    We may collect personal identification information from Users in a variety of 
    ways, including, but not limited to, when Users visit our site, place an order, 
    fill out a form, and in connection with other activities, services, features or 
    resources we make available on our Site. Users may be asked for, as appropriate, 
    name, email address, mailing address, phone number, social security number. Users 
    may, however, visit our Site anonymously. We will collect personal identification 
    information from Users only if they voluntarily submit such information to us. 
    Users can always refuse to supply personally identification information, except 
    that it may prevent them from engaging in certain Site related activities.

    Non-personal identification information

    We may collect non-personal identification information about Users whenever they 
    interact with our Site. Non-personal identification information may include the 
    browser name, the type of computer and technical information about Users means of 
    connection to our Site, such as the operating system and the Internet service 
    providers utilized and other similar information.

    Web browser cookies

    Our Site may use "cookies" to enhance User experience. User's web browser places 
    cookies on their hard drive for record-keeping purposes and sometimes to track 
    information about them. User may choose to set their web browser to refuse 
    cookies, or to alert you when cookies are being sent. If they do so, note that 
    some parts of the Site may not function properly.

    How we use collected information

    Janus Mortgage may collect and use Users personal information for the following 
    purposes:

    • To improve our Site
      We may use feedback you provide to improve our products and services.
    • To process payments
      We may use the information Users provide about themselves when placing an 
      order only to provide service to that order. We do not share this information 
      with outside parties except to the extent necessary to provide the service.
    • To send periodic emails
      We may use the email address to send User information and updates pertaining to 
      their order. It may also be used to respond to their inquiries, questions, and/or 
      other requests.

    How we protect your information

    We adopt appropriate data collection, storage and processing practices and 
    security measures to protect against unauthorized access, alteration, disclosure 
    or destruction of your personal information, username, password, transaction 
    information and data stored on our Site.

    Sensitive and private data exchange between the Site and its Users happens over a 
    SSL secured communication channel and is encrypted and protected with digital 
    signatures. Our Site is also in compliance with PCI vulnerability standards in 
    order to create as secure of an environment as possible for Users.

    Sharing your personal information

    We do not sell, trade, or rent Users personal identification information to 
    others. We may share generic aggregated demographic information not linked to any 
    personal identification information regarding visitors and users with our 
    business partners, trusted affiliates and advertisers for the purposes outlined 
    above.

    Third party websites

    Users may find advertising or other content on our Site that link to the sites 
    and services of our partners, suppliers, advertisers, sponsors, licensors and 
    other third parties. We do not control the content or links that appear on these 
    sites and are not responsible for the practices employed by websites linked to or 
    from our Site. In addition, these sites or services, including their content and 
    links, may be constantly changing. These sites and services may have their own 
    privacy policies and customer service policies. Browsing and interaction on any 
    other website, including websites which have a link to our Site, is subject to 
    that website's own terms and policies.

    Changes to this privacy policy

    Janus Mortgage has the discretion to update this privacy policy at any time. When 
    we do, we will revise the updated date at the bottom of this page. We encourage 
    Users to frequently check this page for any changes to stay informed about how we 
    are helping to protect the personal information we collect. You acknowledge and 
    agree that it is your responsibility to review this privacy policy periodically 
    and become aware of modifications.

    Your acceptance of these terms

    By using this Site, you signify your acceptance of this policy. If you do not 
    agree to this policy, please do not use our Site. Your continued use of the Site 
    following the posting of changes to this policy will be deemed your acceptance of 
    those changes.

    Contacting us

    If you have any questions about this Privacy Policy, the practices of this site, 
    or your dealings with this site, please contact us at:
    Janus Mortgage
    janusmortgageonline.com
    2588 El Camino Real F140
    Carlsbad, CA 92008
    760-720-1700
    contact@janusmtg.com

    This document was last updated on June 12, 2013