• Conventional Conforming Loan Programs

  • 30/25/20/15/10 Year Fixed Rate - Loan Amounts to $484,350 (One Unit, $726,525 for high cost areas)*

    • Standard FannieMae and FreddieMac underwriting.  Standard debt ratio of 42%.
    • Cash out on owner occupied loans to 90% loan to value (LTV).
    • Non-owner occupied loans for both purchase and refinance to 90% LTV.
    • 3% down payment allowable in some cases. Call for details.
    • No mortgage insurance options available also.

    3/5/7/10 Year Fixed Rate - Loan amounts to $484,350 (One Unit, $726,525 for high cost areas)*

    • Great Rates for homebuyers who want a little bit more house for the money.
    • 5% down payment allowable in some cases. Call for details.

    1 Year Adjustable Rate - Loan amounts to $484,350 (One unit, $726,525 for high cost areas)*

    • Loans can be based both upon the 1-Year T-Bill or the 11th District Cost of Funds. Rates start as low as 3.40%!